TERMS AND CONDITIONS
The following conditions apply to Greater Perks benefits. To be eligible for Greater Nevada Credit Union (GNCU) membership, you must live or work in Nevada. All loans are subject to approval by GNCU and/or Greater Nevada Mortgage (GNM). An appraisal fee discount of up to a maximum of $500 (or actual cost of appraisal if less) on a first mortgage transaction will be credited to the borrower at close of escrow. Costs imposed by other third parties such as: Escrow, Title Insurance and Recording Fees will not be discounted. Not valid with any other offer. This program is subject to change or cancellation without notice except as required by law. Speak with a Greater Nevada Mortgage Consultant for details. This is not considered a mortgage loan approval. Your actual rate, payment and costs could be higher. Obtain an official Loan Estimate before choosing a loan. Greater Nevada Credit Union federally insured by NCUA. Greater Nevada Mortgage Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Bonus/Account Information: Checking offer is not available to existing GNCU checking customers. To receive the $100 checking bonus: 1) Open a new GNCU checking account, which is subject to approval; AND 2) Have your direct deposit made to this account within 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. After you have completed all the above checking requirements, we’ll deposit the bonus in your new account within 10 business days. The Annual Percentage Yield (APY), for GNCU Aspire checking effective as of 05/16/2018, is 3.00% APY for balances of $0.01 – $15,000.00 and 0.05% APY for balances over $15,000 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. Rates may change at any time after the account is opened. Interest rates are variable and subject to change. Additionally, fees may reduce earnings on the account. You can receive only one new checking account opening related bonus each calendar year and only one bonus per account. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
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